Our Process

At P3W, our process is designed to provide a holistic approach to your financial planning needs.

We place a strong focus on open and friendly collaboration to understand the lifestyle goals you want to achieve, this is the catalyst to determining the most effective financial strategies. Why? Because we believe no investment should be made without a direct link to your goals. 

Our aim is to take the complication out of financial planning and encourage you to take a hands-on approach to securing your financial future. Whether it's simple or complex advice you require, the more we understand about you and where you want to be, the better advice we can give you!
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Initial Meeting

We prefer to spend most of our initial meeting learning about you; where you are and where you want to be.
 
However, the “boring” financial stuff is a must for us to understand your current position and options. So, we’ll spend some time in the meeting asking you questions about your assets, debts, income and expenses - having some accurate figures ready for our meeting will make life easier. If you can find time to complete our ‘client overview’ before the meeting, it allows us to spend our time more efficiently focusing on your lifestyle goals.
 
Most importantly, please start thinking about what you want your money to do for you and where you would like to see yourself in the future…
 
At our meeting, we will collaborate with you to articulate your lifestyle goals and then explain the financial strategies that can help you get there. If nothing else, you’ll be able to leave our meeting with a much better idea of your own thoughts and what financial options are out there for you.
 
There is no charge for our initial meeting - it’s at our expense. If you decide you like us and are happy for us to help you, we’ll ensure you are aware of any possible fees ahead of time. Don’t panic though, for most of our clients who take up Super and Insurance solutions, they don’t pay anything out of pocket. We give our clients the option and flexibility to fund their advice from a blend of their personal cash-flow, super or insurance. 
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Prepare, Plan & Implement

After receiving the ‘go-ahead’ from you – we will undertake the research, analysis and comparisons required to ensure that we can put you in a better financial position.
 
Our aim is to link your lifestyle goals to suitable financial strategies that are then implemented through quality platforms. We take care of everything from the ground up.
 
We also don’t avoid the tough investment discussions – the financial strategies we provide are the strong foundation for your long-term plan, but we also aim to actively manage your investment portfolio to maximise your long-term opportunities. Unfortunately, we can’t control markets going up or down, but we can make sure we work with you to take an agile and disciplined approach. Like most things in life, regular engagement often provides better outcomes rather than closing your eyes and hoping for the best!
 
Once we decide on the best financial strategies to help you realise your lifestyle goals, we will perform due diligence on a large range of investment, super and insurance providers to ensure we find you the most comprehensive and cost-effective solution. We’re on your side to find the best deal.
 
At our presentation meeting; we will aim to simplify all our hard work to ensure you can clearly understand the construction of your plan and where our pathways are aiming to take you. We also use financial modelling to immerse you in what your future may look like and to keep you on track over the ensuing years.
 
We appreciate that completing financial paperwork is not high on your list of fun things to do. So we will remove that hassle and manage the entire implementation process for you and keep you informed every step of the way.
 
It doesn’t matter which service you use us for, from simple to complex, we will never implement something for you and then go missing. You will hear from us on a regular basis and we encourage our clients to have a chat with us about anything they like. 
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Ongoing Service

​Implementing your financial plan is only the beginning of reaching your lifestyle goals. It would be nice if eating one salad and then jumping on a treadmill for twenty minutes meant you’d be fit and healthy forever, but it doesn’t. Financial planning is no different, it’s about making a series of good financial decisions over time and remembering why you are making those decisions.

Our job isn’t centred around hassling you about things you should and shouldn’t be doing (unless you want us to!). It is to collaborate with you to understand what’s happening in your life, to maximise your financial position over the years and of course, to help you navigate the many hurdles that pop up along the way.

We believe that active management is key to maximising your financial position. We regularly review your goals, strategies and investments and use financial modelling to ensure you stay on track. We take care of everything behind the scenes, but we’ll make sure you always know where every dollar of yours is invested and you are kept up to date with relevant changes in financial markets, the broader economy and government legislation. This level of engagement is to encourage you to also take an active role in securing your financial future.

Our goal is to educate and empower you to keep your long-term goals in mind, but also be informed and confident that you can enjoy yourself along the way – “Prepare for tomorrow, but live for today”.
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There are going to be times in your life when you need plenty of help from us and other times when you don’t - we ensure we put together an ‘ongoing service’ package that is tailored to your needs.










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Financial Services Guide (Shannon and Kevin) ​
Financial Services Guide (Tony)
Disclaimer
​Privacy
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Office: Level 5, 34 Charles Street,
SOUTH PERTH, WA 6151

Postal: 20/34 Charles Street,
SOUTH PERTH, WA 6151

Telephone: 08 9367 3773

​Email: [email protected]

Phase3Wealth Pty Ltd | ACN 168 866 868 | AFSL No. 537118